Sr. Desk Property Adjuster Job at USAA, San Antonio, TX

TkZZNVh2bnZzaFNNYWRVVjcxK3Y2QzlGZnc9PQ==
  • USAA
  • San Antonio, TX

Job Description

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

As a dedicated Senior Property Adjuster, you will work within defined guidelines and framework, investigate, evaluate, negotiate and settle complex property insurance claims presented by or against our members. You will confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with all state regulatory requirements. You will recognize and empathize with members’ life events, as appropriate.

This hybrid role requires an individual to be in the office 3 days per week . Typical work schedules are 9:00 am - 5:30 pm (local time) Monday to Friday and may include some weekends. This position can be based in one of the following office locations: San Antonio, TX, Phoenix, AZ, Chesapeake, VA, or Tampa, FL . Relocation assistance is not available for this position.

The Inside Sr. Property Adjuster role is a call center environment with a high volume of calls. This is an hourly, non-exempt position with paid overtime available.

Tasks:

  • Proactively manage assigned claims caseload comprised of claims with moderate complexity damages that require commensurate knowledge and understanding of claims coverage.

  • Partner with vendors and internal business partners to facilitate moderate complexity claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.

  • Investigate claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.

  • Identify coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing investigation information involving moderate complexity policy terms and contingencies.

  • Determine and negotiates moderate complexity claims settlement. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.

  • Maintain accurate, thorough, and current claim file documentation throughout the claims process.

  • Apply proficient knowledge of estimating technology platforms and virtual inspection tools; Utilizes platforms and tools to prepare claims estimates to manage moderate complexity property insurance claims.

  • Apply working knowledge of industry standards of inspection, damage mitigation and restoration techniques.

  • Serve as an informal resource for team members.

  • Recognize and addresses jurisdictional challenges such as applicable legislation and construction considerations.

  • Support workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.

  • May be assigned CAT deployment travel with minimal notice during designated CATs.

  • Work various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.

  • Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

  • High School Diploma or General Equivalency Diploma.

  • 2 years relevant property adjusting and/or claims adjusting experience handling moderately complex claims or construction related industry/insurance experience.

  • Developing knowledge of residential construction.

  • Working knowledge of estimating losses using Xactimate or similar tools and platforms.

  • Demonstrated negotiation, investigation, communication, and conflict resolution skills.

  • Working knowledge of property claims contracts and interpretation of case law and state laws and regulations.

  • Proficient in prioritizing and multi-tasking, including navigating through multiple business applications.

  • May need to travel up to 50% of the year (local & non-local) and/or work catastrophe duty when needed.

  • Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.

What sets you apart:

  • Experience desk adjusting property claims involving Dwelling, Other Structures, Loss of Use, and Contents using virtual technologies (Hosta, Hover, Xactimate, ClaimsX)
  • Experience handling large loss complex claims (i.e., water, vandalism, malicious mischief, foreclosures, earth movement, appraisal, collapse, etc.)
  • Experience handling water loss claims including water mitigation, water loss estimating and reconciliation
  • Experience with full file ownership
  • Insurance industry designations such as AINS, CPCU, AIC, SCLA (or actively pursuing)
  • Xactimate Level 1 and/or Level 2 certification
  • Experience in a call center environment
  • Currently hold an active Adjuster License
  • Bachelor’s degree
  • US military experience through military service or a military spouse/domestic partner

Compensation range: The salary range for this position is: $63,590 - $117,990.

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Job Tags

Hourly pay, Full time, Work at office, Local area, Relocation package, Monday to Friday, Afternoon shift, 3 days per week,

Similar Jobs

CompHealth APP

Locum Tenens Physician Assistant - Neonatology Job at CompHealth APP

 ...Job Description CompHealth APP is seeking a Physician Assistant Neonatology for a locum tenens job in Johnstown, Pennsylvania. Job Description & Requirements Specialty: Neonatology Discipline: Physician Assistant Duration: 13 weeks Employment Type:... 

Link Up Overseas

Data Entry Operator / Junior Level (Remote) Job at Link Up Overseas

 ...About the job Data Entry Operator / Junior Level (Remote) This is a remote position. Entry-Level Remote Data Entry Operator Opportunity Are you a meticulous and detail-oriented individual with a passion for organizing information and handling... 

ARUNDEL MACHINE

CNC Machinist - Mill Turn and Swiss Job at ARUNDEL MACHINE

 ...operations, calculates and sets controls to regulate machining factors such as speed, feed, coolant flow, and depth and angle of cut. For CNC operations, retrieves current revision machine control program and downloads to machine. Starts and observes machine operation to... 

Macmillan Learning

Editorial Director, Audio Job at Macmillan Learning

 ...Description The Editorial Director within Macmillan Audio is a strategic leader who will drive the acquisition and development of audiobooks, helping to shape the creative and strategic direction of the audio publishing program. You will lead an accomplished editorial... 

Amazon Flex

Amazon Flex Package Delivery Driver - Earn $15.00 - $18.50/hr Job at Amazon Flex

 ...blocks. When you schedule a block, youll know when youre delivering, for how long, and how much you can earn before you begin. No experience necessary. Choose the delivery blocks that fit your schedule, then get back to the things you enjoy most. \n Deliver. Earn....