Mortgage Loan Originator Job at LIBERTY FEDERAL CREDIT UNION, Richmond, VA

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  • LIBERTY FEDERAL CREDIT UNION
  • Richmond, VA

Job Description

Overview Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be based out of Richmond, VA. If interested, please proceed by clicking Apply. Responsibilities Sales of residential mortgage loans to prospective borrowers Diligently pursue leads provided Contact prospective borrower leads via telephone, email, or face-to-face Schedule and attend appointments with prospective borrowers to make sales of residential mortgage loans Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal Prepare a residential mortgage loan proposal and present it for approval/acceptance by the borrower Make sales routinely through face-to-face contact with borrowers, ensuring clear understanding of options and allowing informed decisions to best suit borrower's needs Maintain knowledge of available loan products, processing procedures and underwriting guidelines Prospect and network, building relationships while developing referral source base Qualifications Bachelor's degree preferred 2-3 years of mortgage origination experience is preferred Excellent communications skills to talk to clients about loan particulars and their personal financial details Excellent mathematical and statistical analysis ability A sound knowledge of the terms and conditions of different kinds of loans Strong logical thinking Ability to keep updated on new loan reforms and laws Ability to obtain federal registration and pass applicable pre-employment screenings Reporting Relationships This position reports to the Mortgage Sales Manager and has no direct reports. Equal Opportunity Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran. #J-18808-Ljbffr LIBERTY FEDERAL CREDIT UNION

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